Terms of Service

Last updated: November 2024

1. Agreement to Terms

By accessing and using this website and the services offered by Pender & Oak Media ("Services"), you agree to be bound by these Terms of Service. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Pender & Oak Media's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

3. Disclaimer

The materials on Pender & Oak Media's website are provided on an 'as is' basis. Pender & Oak Media makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Pender & Oak Media or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Pender & Oak Media's website, even if Pender & Oak Media or a Pender & Oak Media authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Pender & Oak Media's website could include technical, typographical, or photographic errors. Pender & Oak Media does not warrant that any of the materials on its website are accurate, complete, or current. Pender & Oak Media may make changes to the materials contained on its website at any time without notice.

6. Materials and Links

Pender & Oak Media has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Pender & Oak Media of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Pender & Oak Media may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which Pender & Oak Media operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Pender & Oak Media or its content suppliers and is protected by international copyright laws. Unauthorized reproduction, distribution, or transmission of any content is prohibited.

10. User Submissions

Any information, data, or materials you submit to our website ("User Submissions") are made at your own risk. While we take reasonable steps to maintain the security of your submissions, we do not guarantee the security of User Submissions. By submitting content, you grant Pender & Oak Media a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute your submissions.

11. Prohibited Conduct

You agree not to:

12. Limitation of Liability

To the fullest extent permitted by law, Pender & Oak Media shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website or services, even if advised of the possibility of such damages.